Mr Ryan, who has worked in the financial sector for over 10 years, said that dedication staff and excellence in service are the aims of the brokers at all times.

“People ask ‘Why should you use a broker?’ In my experience the difference between a bank and a broker is that the broker will look at the application from the client’s point of view. Our brief is first to arrange the mortgage that the client requires. And secondly, to place the mortgage with the lender that will give the client the most competitive mortgage.”

Mr Ryan, who worked for Permanent TSB on Glentworth Street for five years as well as spending over six years as a broker, said that Simply Mortgages has all the benefits of being the largest mortgage broker in Ireland.

“As a result we get an excellent service from the banks and building societies. We regularly apply to multiple lenders simultaneously. This saves time and gives the customer a range of offers and rates,” he said.

“We do not charge a fee to the customer, and the same rates and conditions offered by the lenders directly, are available to our customers. So in this instance there is no saving to be made by cutting out the ‘middle man’.”

“In fact, there is more of a saving to be made by dealing with us. We save the client time as they do not need to make separate appointments with the various banks. We offer flexible appointment times. We endeavour to arrange the best rate and conditions available to the client. The service is professional and the company has a wealth of experience.”